Check your SBI account balance, mini statement through SMS banking. Here’s how…

• SBI Quick is available for SB/CA/OD/CC accounts.
• You don’t need a Login ID, Password to use this facility.
• SBI Quick does not provide any financial transactional services.

New Delhi: In order to make banking easier of the customer, the State Bank of India (SBI) offers missed call banking, SMS banking along with net banking service. SBI customers can check their account balance, mini statement through numerous methods. SBI Balance Enquiry and mini statement can be accessed through mobile banking, net banking, ATM, branch visit, SMS banking (SBI Quick), etc. 

SBI SMS Banking:

SBI SMS Banking is one of the quickest option that an SBI customer can think of for checking SBI account balance or SBI account mini statement. Note that State Bank of India SMS Banking service is available on all phones. You can send keywords as SMS to 9223440000. Ordinary SMS charges are applicable.

SBI SMS Banking Registration Process:

• Send SMS <MBSREG> to 9223440000. User ID and default MPIN will be sent as response to the above SMS. Change the default MPIN by sending the following SMS to 9223440000: <Smpin> <UserId> <Old Mpin (or default MPIN)> <New Mpin>. Accept the Terms and Conditions by sending the following SMS to 9223440000: <Saccept> <UserId> <Mpin>
• Register at ATM: At the ATM, swipe the Debit Card, select Mobile Registration > Mobile Banking > Registration > enter your mobile number and confirm
• Internet Banking: Log into OnlineSBI, select eServices > State Bank Freedom from the list on the left side > Registration > Enter User ID and mobile number > Select the account (only SB/ CA) to be enabled > submit. For adding more accounts, visit the Home branch of the primary account or other accounts.
• At the Branch: Visit the Home Branch of your account.

Functionalities: SBI SMS Banking can be used for:

Enquiry Services (Balance Enquiry / Mini Statement)
Prepaid Mobile / MobiCash Wallet Top-up
DTH Recharge
IMPS Fund transfer – (Mobile number & MMID and Account Number & IFS Code)
Change MPIN
IMPS Merchant payments

SMS Banking rules:

1. All Current/ Savings Bank Account holders in the P segment and Current account holders in the SME segment are eligible.
2. Transaction limit per customer per day is Rs 5,000 with a calendar month limit of Rs 25,000.
3. Transaction charges upto Rs 1,000 is NIL and from Rs 1,001 to Rs 5,000 is Rs 5 per transaction + tax.
4. Service available overall telecom service providers.
5. The Service is free of charge. SMS cost will be borne by the customer.
6. As a precaution, customers are requested to delete all the messages sent to the number 9223440000, once the response for their request has been received.

SMS Formats:

SBI Quick – Missed call banking:

It is a free service from the bank wherein you can get your account balance, mini statement and more just by giving a Missed Call or sending an SMS with pre-defined keywords to pre-defined mobile numbers from your registered mobile number. Please ensure that your mobile number is updated in your account to be able to register for this service

If you have an Android, Windows, iOS or Blackberry phone, you can download SBI Quick app from the respective App Store. SBI Anywhere can avail SBI Quick facility in the pre-login section. With this app, you need not remember the various keywords and destination mobile numbers. Once the app is installed, internet connection is not required to use SBI Quick, as the communication would happen over SMS or Missed Call. Note that the mobile app is not mandatory for using this facility.

Registration process:
Send SMS, ‘REG Account Number’ to 09223488888 (e.g. REG 12345678901) from the registered mobile no for that particular account. A confirmation message will be received indicating successful/unsuccessful registration. If successful, then you can start using the services.

SBI Quick codes:

Balance Enquiry: To get the last ‘clear’ balance on the account, you may give a Missed Call or send an SMS ‘BAL’ to 09223766666

Mini Statement: To get the Mini Statement i.e. last 5 transactions on the account, you may give a Missed Call or send an SMS ‘MSTMT’ to 09223866666

Cheque Book Request: Send message “CHQREQ” to 09223588888 You will receive an SMS. Send consent SMS (CHQACCY6 digit no. received in SMS) to 09223588888 within 2 hours of receipt of SMS for further processing.

E-Statement – last 6 month: You can avail e-statement for last 6 months of your Savings Bank account. The statement will be sent on your registered email ID with password encrypted PDF file. Send an SMS ‘ESTMT <space> <Account Number> <space> <code> to 09223588888

(Note: Code is any 4 digit number of your choice which will be used to encrypt the PDF attachment sent to your registered email address)

Education Loan Interest Certificate: To avail interest certificate of your Education Loan for the Financial Year. Send SMS ELI <space> <Account Number> <space> <code> to 09223588888

(Note: Code is any 4 digit number of your choice which will be used to encrypt the PDF attachment sent to your registered email address)

Home Loan Interest Certificate: To avail interest certificate of your Home Loan for the Financial Year, send SMS HLI <space> <Account Number> <space> <code> to 09223588888.